Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

Whether you are building an improved future or require help to make the pressure down, we are able to assist. Our long-lasting loans of ВЈ1,500 to ВЈ4,000 are easy, clear and convenient. And also by utilizing a lender that is direct than an agent, you will constantly know whom you’re coping with.

Listed below are six reasons why you should make an application for certainly one of our long-term loans online:

  • Fair: the quantity we acknowledge in advance could be the amount you are going to pay off. No shocks
  • Flexible: you may not face penalty charges or added interest
  • Fast: Apply in minutes and acquire your loan the day that is next authorized
  • Friendly: Our customer that is UK-based service are often pleased to assist
  • Accountable: we are controlled because of the Financial Conduct Authority (FCA) and follow its strict instructions on reasonable, safe and accountable financing
  • Suggested: Our clients speed us ‘excellent’ from the separate consumer review web site Trustpilot

Applying for that loan can feel daunting. However with Dot Dot Loans, you should not search well for a real location or proceed through an application process that is complicated. Individuals like our quick and service that is friendly and you also might too.

Is a long-lasting loan that is personal for me personally?

We would like one to feel confident in your decisions that are financial. While a long-lasting loan might have plenty of advantages, there are occasions with regards to may possibly not be the most suitable choice for you personally.

Short-term loans are often considerably better in the event that you only require a smaller sized loan quantity. Should you want to substitute your washer, service your vehicle or restore your property insurance, as an example. You can expect short-term loans from ВЈ200 to ВЈ1000 to aid protect smaller expenses.

Even though distributing the price of financing over a longer time of the time can certainly make your repayments that are monthly affordable, they could be higher priced general if you wind up having to pay more in interest. However with Dot Dot Loans you can easily repay early at no extra expense.

Long-lasting loans can additionally allow it to be tricky to plan your own future while you’ll nevertheless have to plan for your repayments. Do you want to battle to manage them in the event that you change jobs or move house? If you should be focused on debt you will get free advice from National Debtline, StepChange or the cash guidance Service.

Do we be eligible for a Dot Dot long-lasting loan?

Whatever your position, you can easily submit an application for certainly one of our long-lasting unsecured loans if:

  • You are aged 21 or higher
  • You reside the united kingdom and can provide us your target
  • You are presently used
  • You have got an email address that is valid
  • You’ve got bank debit and account card details

As with any lenders that are responsible we now have our very own requirements to assist us provide loans our clients are able. We are going to have a look at your earnings, outgoings and credit score before providing you with a determination.

Exactly how much could I borrow?

You can easily make an application for a long-lasting loan with us from ВЈ1,500 to ВЈ4,000. If you’d like a less, we additionally provide short-term loans of ВЈ200 to ВЈ1,000.

Exactly exactly How will my repayments work?

We provide fixed payment regards to 18, 24, 36 and 48 months. The size of your loan will rely on just how much you need to borrow. You can view what’s offered to you through our long-lasting loan calculator.

Representative Example
Amount ВЈ2500
Term two years
Monthly repayments ВЈ198.68
Total quantity payable ВЈ4,768.25
Interest rate 71.1% p.a. (fixed)
APR 99.9%

We gather repayments immediately through Direct Debit, often all over date you receive compensated. You are able to talk with us if you want to create a payment date that is different.

If you are concerned you could fall behind or miss a repayment, we will attempt to help and produce a brand new plan. You may not face payment that is late but missed payments can impact your credit rating and then make it harder to have credit as time goes on.

Any kind of extra costs with long-lasting loans?

We do not charge belated repayment charges, included interest or other things extra. No shocks.

What exactly is the attention price for a Dot Dot long-lasting loan?

Your interest will be fixed at the start depending on simply how much you borrow. Make use of our loan that is long-term calculator see just what yours could possibly be.

Finding a long-lasting personal bank loan with a hard and fast rate of interest could be better to plan for than that loan online payday loans Montana having an interest that is variable. The quantity you repay is the exact same every month with a rate that is fixed however a variable price means it may fall and rise.

May I obtain a long-lasting loan with bad credit?

We are invested in lending responsibly, but that does not suggest we anticipate one to have credit score that is perfect. We are going to consider your position all together before carefully deciding.

Exactly How quickly can I get my loan?

You are able to make an application for a Dot Dot long-lasting loan in moments to get a response immediately after. If you have been initially authorized certainly one of our agents is supposed to be in touch to go over the next actions. We make an effort to offer one last decision in your loan the second day time.

Make an application for a long-lasting loan that is personal Dot Dot

A loan that is long-term be exactly what you will need to move ahead together with your life. Utilize our long-lasting loan calculator to generate the best loan for your needs, then choose ‘Apply now’ to go on to your protected online form.

Once you have submitted the job, we are going to get in contact at the earliest opportunity to offer our choice.

Share your thoughts